Policies & Disclaimer Disclaimer & Terms and conditions of use The following terms and conditions of use shall govern your use of the website www.tcfsindia.com and all other URLs forming part thereof (hereinafter referred to as “the Sites”). The Sites are owned and managed by TCFS India Private Limited incorporated under the Indian Companies Act,1956 (hereinafter referred to as “us or we “in the first person and or as “TCFS India” wherever the context so requires). These terms and conditions of use form the entirety of any express or implied contract that may or may be deemed to exist between us and you. Cookies TCFS India uses technology known as "cookies" to track usage patterns, traffic trends and user behavior, as well as to record other information from the website. For certain services provided on this website, cookies allow TCFS India and/or its group companies/affiliates to save information locally so that you will not have to re-enter it the next time you visit. Many content adjustments and customer service improvements are made based on the data derived from cookies. The information we collect from cookies will not be used to create profiles of users and will only be used in aggregate form. The User may set his/her/its browser to refuse cookies. If the User so chooses, the User may still gain access to most of the Website, but the User may not be able to conduct certain types of transactions (such as shopping) or take advantage of some of the interactive elements offered. If the User uses any of the sharing features that may be offered by this Site, the User’s friend’s email address will not be retained on TCFS India Website or used in any way by TCFS India or its group companies/affiliates. Modification of these terms of use. TCFS India reserves the right to change the terms, conditions and notices under which the Sites are offered, including but not limited to the charges, if any, associated with the use of the Sites. It shall be the sole responsibility of the user to regularly review these terms and conditions. The user''s continued use of the Site shall constitute his/her/its acceptance of any such changes to this policy. Personal and non-commercial use limitation You shall use the Sites for the essential purposes for which the Sites are intended. Unless otherwise specified, the Sites are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from the Sites. Links to third party sites The Sites may contain links to other web sites ("Linked Sites").The Linked Sites are not under the control of TCFS India and TCFS India is not responsible for the contents of any Linked Site. TCFS India is not responsible for web casting or any other form of transmission received from any Linked Site. You should be aware that your use of these third-party websites may be subject to separate terms and conditions, information collection practices, and other provisions. TCFS India does not endorse, nor is it responsible for, any of the products, services, or content offered in any third-party sites. Before using any third-party service, it shall be your sole responsibility to conduct whatever investigation you deem necessary and appropriate. No unlawful or prohibited use The Sites shall not be used by you for any purpose that is unlawful or prohibited. You shall not use the Sites in any manner which could damage, disable, overburden, impair the Sites, or interfere with any other party’s use and enjoyment of the Sites. The Sites are not directed or intended for distribution, publication, availability or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction, where such distribution, publication availability or use would be contrary to law, regulation or which would subject TCFS India and/or its group companies/affiliates to any registration or licensing requirements within such jurisdiction, persons in whose possession this document comes, should inform themselves about and observe, any such restrictions. Copy right in this site and information / content therein vests exclusively with TCFS India. The Services on the Sites do not constitute an offer to sell or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation. These Services are not intended to be any form of investment advertisement, advice or information and have not been registered under any securities law of any foreign jurisdiction and is only for the information of any person in any jurisdiction where it may be lawful to provide such information; otherwise the same shall not be considered information. The distribution of the Services or content in any jurisdiction may be restricted by law and the persons who access the Service should inform themselves about, and observe any such restrictions. Materials provided by you. TCFS India does not claim ownership of the materials you provide to TCFS India (including registration data, feedback, suggestions etc) or post, upload, input or submit to any of the Sites or its associated services ("Submissions"). However by posting, uploading, inputting, providing or submitting your Submissions, you are granting TCFS India and its group companies/affiliates the use of your Submissions in connection with the operation of their businesses including publishing your name in connection with your Submissions. While TCFS India agrees not to use or sell identifiable data contained in your Submissions, it shall have the exclusive right to use, transfer or otherwise deal with compiled data in any manner TCFS India deems fit. Software Software (if any) that is made available to download from the Sites is the exclusive property of TCFS India or Associate company/Partner company and copyright thereof vests in TCFS India or Others. TCFS India hereby grants the user a personal, non-transferable license to use the Software for viewing and/or use in accordance with these terms and conditions only and for no other purpose or use. Copying or reproduction of the Software to any other server or location for further reproduction or redistribution is expressly prohibited. Liability Disclaimer All efforts have been made to provide the most comprehensive and accurate information on the Sites. The information and materials have been made available keeping user’s interest in mind. The information and materials are however, subject to change without prior notice. TCFS India does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for any errors or omissions or delays in updating this information and materials. Neither TCFS India nor any of its affiliates, directors, employees, agents or representatives, shall be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, the damages for loss of use, data or profits arising out of or in any way connected with the use or performance of the Sites, with the delay or inability to use the Sites or TCFS India services, the provision of or failure to provide services or for any information, software, products, services and TCFS India graphics obtained through the Sites or otherwise arising out of the use of the Sites, whether based on contract, tort, negligence, strict liability or otherwise, even if TCFS India has been advised of the possibility of damages. The User must understand and accept that Internet communications may not be secure or error-free and may contain viruses. They may be subject to possible data corruption, accidental or on purpose. If you are dissatisfied with any part or portion of the Sites or with any of the terms of use, your sole and exclusive remedy is to discontinue using the Sites. Termination/ Access restriction TCFS India reserves the right, in its sole discretion, to terminate your access to any or all Sites and the TCFS India services or any part or portion thereof, at any time, without notice. Copyright and Trademark Notices The Sites and information / contents therein should not be reproduced or redistributed or passed on directly or indirectly in any form to any other person or published, copied, in whole or in part, for any purpose, without prior written permission from TCFS India. We do not guarantee the integrity of any e-mails or attached files and are not responsible for any changes made to them by any other person. All contents of the Sites are copyrights of and protected in favour of TCFS India. Any rights not expressly granted herein are reserved by TCFS India at its sole discretion. General These Terms and Conditions of use are governed by the laws of India. You hereby consent to the exclusive jurisdiction of the Courts in Latur, Maharashtra, India for all disputes arising out of or TCFS India sites or services. Settlement of disputes shall be through the process of Arbitration governed by The Arbitration and Conciliation Act, 1996 including any amendment thereof. TCFS India is a Service providers with some companies, TCFS India may or may not agree with products or services provided by the affiliate/Partner companies. TCFS India selecting products or services on the basis of experience of the company. Users/Buyers/Partners/Service providers should get/understand proper information about products or services before buying or applying for services. Refund-Cancellation Policy TCFS India reserves the right to refuse/cancel any order/request placed for products and services. TCFS India at its sole discretion may cancel any order/request(s): i. If it suspects a fraudulent transaction, or ii. If it suspects a customer has undertaken a transaction which is not in accordance with the Terms of Use or iii. For any reason outside the control of the TCFS India including causes for delivery related logistical difficulties Refund/cancellation policies applicable in the following conditions: a. In case, the customer/Partner cancels the order/request for a product/service online before the product has been shipped or service has been rendered, the entire order amount will be refunded b. In case of failed transactions or double realization of account for the same product/service, the total deducted amount will be refunded c. In case of cancelled order/failed transactions, the bank/card transaction charges of the customer, if any, is likely to be forfeited d. TCFS India offers no guarantees whatsoever for the accuracy or timeliness of the refunds in the customer’s card/account e. In case of part cancellations, the amount refunded will be corresponding to the part cancellation Social Media Disclaimer: TCFS India Private Limited, its affiliates and group companies (together referred here as “TCFS India”) shall in no way assume any responsibility for the content published on any Social Media page of TCFS India (including but not limited to, Facebook, Twitter, LinkedIn, YouTube). The views published herein are those of the individual users and do not represent those of TCFS India. TCFS India does not accept any liability for any inconvenience or damages suffered from publication of any statement on this social media page. While attempts will be made to respond to all reasonable queries, TCFS India reserves the right not to respond and/or to respond directly to a customer/user. Communications in the financial services industry are highly regulated, and TCFS India may, in its sole discretion, remove comments or fans for various reasons. Any statements published by TCFS India is for information purposes only and must be read with the applicable statutory/regulatory disclaimers. No part of this social media page is intended to make a recommendation, offer, invitation, and solicitation or state a testimonial for or about a security, scheme, service or product, or to provide investment, tax or any other advice. Past performance is no guarantee of future results. Any non-TCFS India URLs or external websites mentioned on the social media pages of TCFS India are unaffiliated with TCFS India. The trademarks and/or service marks appearing above are the property of TCFS India and may be registered. Third-party marks appearing herein are the property of their respective owners. By viewing this social media page, or posting your views hereon you accept to be bound by this disclaimer as well as the terms and conditions governing the usage of this so trademark of TCFS India Private Limited